Over the last two weeks, we’ve talked about how auto insurance rates are calculated. Now we’ll bring it all together with Part 3 and talk about what an auto glass claim will do to your insurance rates. If you’ve ever been in an accident, you’ve felt the sting of raised rates. It’s understandable to be cautious about getting repairs to your vehicle because you don’t want your insurance rates to skyrocket. The truth is, though, an auto glass claim won’t make your insurance rates go up. That’s right!
While we at Ideal Auto Glass are, of course, not insurance agents, auto glass claims fall under the comprehensive portion of your insurance. Comprehensive coverage is what your insurance pays in the event of non-collision damage to your vehicle, such as theft, vandalism, or, yes, a rock hitting your windshield. A claim to repair or replace your auto’s windshield or glass is not a collision claim, which means it won’t make your rates go up.
At Ideal Auto Glass in Orlando, we make it even easier on you because we are a preferred provider at all of the major insurance companies and networks. That means that if you choose our shop, we guarantee not to over-charge your insurance company (we have pre-established rates with the insurance companies), so you won’t feel the sting of raised rates after the fact.
Still have questions about how an auto glass claim will affect your insurance? Give Ideal Auto Glass a call! We’re knowledgable about the process and can walk you through every step of the way.